XRP - Five Exciting Market Sentiments Right Now

XRP has long been a key player in blockchain-based payment solutions. Here are five interesting insights into XRP’s future and its potential to transform the global financial system.

1. Legal Pressure on XRP is Easing

A sign that regulatory hurdles for XRP are diminishing is that the SEC has removed its lawsuit against Ripple from its official website. This signals that the legal pressure is easing, which could contribute to increased institutional adoption and confidence in XRP.

2. Japanese Banks Adopting XRP

According to a report from Nasdaq, 80% of Japan’s banks are expected to integrate XRP into their global payment solutions by 2025. Japan is one of the world’s most technologically advanced economies and has historically been open to digital assets and blockchain technology. This mass adoption could pave the way for a broader global implementation of XRP within traditional banking institutions.

3. XRP ETFs on the Horizon

Institutional interest in XRP is growing significantly. Several major financial players, including WisdomTree, Bitwise, 21Shares, and Canary, have filed applications to launch XRP-based ETFs. The approval of these funds could open the doors to a new wave of institutional investors and increase liquidity in the XRP market.

4. XRP and SWIFT – A Revolution in Global Payments

SWIFT is one of the most critical infrastructures in the global banking system, handling approximately $150 trillion in transactions annually. XRP’s integration into the SWIFT system could modernize banking transactions, making them faster and cheaper while improving the efficiency of global payment solutions. It is important to note that XRP is not necessarily replacing SWIFT but rather complementing it by enhancing existing systems.

To put the payments market into perspective:

• Global GDP: $105 trillion

  
  

• Payments market: 1.4x larger than global GDP

  
  

• Total value of all gold ever mined: $12 trillion

  
  

• Payments market is 12.5 times larger than all the gold in the world

  
  

• U.S. national debt: $36 trillion

  
  

The enormous size of the payments market shows that even a small share of this market could mean massive demand for XRP.

5. XRP and the ISO 20022 Standard – The Future of Financial Communication

XRP is compatible with ISO 20022, the global standard for financial messaging that all banks must adapt to by March 10, 2025. This means that banks worldwide will need to use a standardized way of communicating financial information, and XRP could play a crucial role in this transformation. By using XRP, banks can drastically improve their margins and modernize their payment solutions without having to replace their entire infrastructure.

Additionally, RL USD, Ripple’s upcoming stablecoin, is expected to play a key role in enhancing the efficiency and stability of XRP’s ecosystem.

Virtune XRP – Invest in a Regulated XRP Product via Your ISK

Virtune is a Swedish regulated company with 100% physically backed products listed on Nasdaq Stockholm and offers a product providing exposure to XRP: Virtune XRP ETP. The product can be traded as easily as a stock through Avanza, Nordnet, and Handelsbanken.

Buy XRP on Avanza here.
Buy XRP on Nordnet here.
Learn more about Virtune XRP here.

Crypto investments are associated with high risk. Virtune does not provide investment advice. Investments are made at one’s own risk. Securities can increase or decrease in value, and there is no guarantee of getting back the invested capital. Read the prospectus, KID, and terms at www.virtune.com.

Sources: 

https://www.sec.gov/newsroom/whats-new/new-filing-fee-fedwire-payment-format-edgar-march-10-2025 

https://tradersunion.com/news/cryptocurrency-news/show/51971-stellar-and-ripple-lead/ 

https://dailycoin.com/which-banks-use-xrp-exploring-ripple-global-network/#h-which-banks-are-u sing-ripple